Tuesday, August 12, 2008

Debt Be Gone

Living in Las Vegas, I should be up to my eyeballs in debt.   You know, leases on a 5-series and a Hummer, two or three mortgages on houses that I will rent out until "the market comes back", credit cards maxed-out and smoking but, well...

I'm so disappointed in myself.


D said...

Hooray Lavi!

'Debt-be-Gone' may be Unamerican, and certainly Atypical, but you sleep better at night and walk with a bit more spring in your step without the CitiBankYoke.


Lavi D. said...


Hey thanks, man. I am really happy about it.

I already bought me a got-out-of-debt gift.

I paid $63 for a Ramsey FM25B stereo transmitter, used, on EBay. It's three ways better than my old XMitter:

1 - .25W vs .10W

2 - PLL, no frequency drift

3 - Filtered power, no AC hum.

The FM25B newly assembled, sells for about $225. You can't get the kit for less than $150.

The_Scum said...

Welcome to the reality of the new America.

Congrats for getting there just a few steps ahead of the horde.

Debt is no longer 'the new black'.

D said...

Scum, you are way too optimistic.
I don't see the "horde" of people getting debt free, ever.

Getting and staying out of debt is work, and like critical thinking something to be avoided at nearly all costs.


D said...

Unless you're talking about Lavi's new career as a [relatively] high powered PhaseLockedLoop broadcast DJ, spinning the hum-free tunes for his loyal north Vegas listeners

Lavi D. said...

...spinning the hum-free tunes for his loyal north Vegas listeners

KMjM 106.1-FM, radio free Vegas, baby!

Coming at you with 250 milliwatts of pure power

Lavi D. said...

Congrats for getting there just a few steps ahead of the horde.

Thanks. I've been working on this since I became single again in December of '06.

The_Scum said...

"Thanks. I've been working on this since I became single again in December of '06."

Took me a couple years after my divorce as well. Please note I had dug a deep hole before the marraige so it just 'kept the glory of digging while in a hole so go even deeper' alive for a while.

Spring 2006? for me was my Independence Day (can't remember the exact day). Never again, except to buy a house. Never again for anything or anyone else.

Looking back I should have declared BK. Eh, no.

I live very cheaply all things considered. Years and years of training. Yet those who know me will wonder how I make that statement when I literally can blow through hundreds gambling or thousands on the wrong stock in a single day (I hate when that happens!).

But I do. I have ONE vehicle (excluding the vehicle my daughter in college uses that I pay all expenses except gas on). I rent a very conservative house. I do not collect toys or furnishings.

I simply work, eat at home mostly, garden, gamble, drink, masturbate (occasionally I get a real woman) and wade through the daily drudgery of life.

I also have a couple cats. LMFAO!

The_Scum said...

I forgot:

Welcome back d.

And the horde will get there as well d, whether by bankruptcy, repayment or the lack of banks to extend credit....most likely a combination of the above.

Debt free is THE new black!

Black Heart Candle said...

Congrats on working your way to debt free!

I am totally debt free. I working a budget plan that would have had me done in less than a year. But, I took the payout from my husband's life insurance and paid everything off and started a new portfolio of investments. I have my son's education fund on track and then some.
The house is the last object to dealt with. ( They are being buggers on paying. )
I am waiting for Oil to drop just below $100 and will buy alot of shares.
Do your family memebers a favor, make sure you have a will or do a living will.
The process of a will makes it much easier to deal with the aftermath.

Take care and great job again!

Every now and then when your life gets complicated and the weasels start closing in, the only cure is to load up on heinous chemicals and then drive like a bastard from Hollywood to Las Vegas ... with the music at top volume and at least a pint of ether.

-Hunter S. Thompson

Dedicated to the other side of Las Vegas, namely; the sprawling, mad, incoherent underpinnings of the world's favorite destination.

That, and the occasional ranting about nothing in particular.